Opportunities Abound.

With a network spanning more than 40 countries and territories, HSBC Premier has the on-the-ground presence and local market insights to help you seize opportunities around the world. From investing to everyday banking, Premier enables you to make the most of your finances both here and abroad.

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INVESTING²

A unique set of global investment funds managed by local portfolio managers
Full-service brokerage and investment options, including both HSBC and non-HSBC funds
Unique global insights, market forecasts and analysis
Strategies for tax savings and retirement planning

GLOBAL ACCOUNT MANAGEMENT

Manage your worldwide HSBC deposit account from one web page with Global View³
Instantly send funds across continents online with no fees with Global Transfers³
Open and manage accounts across the world-without leaving the U.S.
Pay bills and mortgages in one country while living in another³

MORTGAGES

Our best rates⁴ on fixed and ARM options⁵
Up to $5 million in financing⁶
Mortgage options for international borrowers with qualifying visas
HSBC portable credit history if you're purchasing abroad⁷

WORLD-CLASS CREDIT CARD

HSBC Premier World MasterCard® - exclusive for Premier clients⁸
No foreign transaction fees⁹ on credit card purchases made in foreign countries
No pre-set spending limit¹⁰
Flexible rewards program with first-rate shopping, dining, travel and cash back opportunities

Receive a thank you gift when you start a Premier relationship with a qualifying deposit by March 4, 2011¹.

With a qualifying balance of $100,000 or more in new money, you can choose from a $500 Apple® or $500 Amazon.com Gift Card^*.

$500 Apple® Gift Card

Choose nearly anything from collection of Mac®, iPhone®, iPad® and iPod® products
Redeemable online, via phone, or at any Apple store

$500 Amazon Gift Card^*

Redeemable for millions of items on Amazon.com
No fees and no expiration

$200 Amazon Gift Card^*

Redeemable for millions of items on Amazon.com
No fees and no expiration

iPod touch®

3.5-inch hi-res touchscreen display
Plays up to 40 hours of music or 7 hours of video when fully charged
HD video recording and editing

With a qualifying balance of $50,000-$99,999 in new money, you can choose from a iPod® touch or $200 Amazon.com Gift Card*.

The opinions and assumptions expressed herein are those of various individuals of HSBC Global Asset Management and are subject to change without notice. HSBC Global Asset Management is the brand name for the asset management business of HSBC Group. These opinions do not necessarily reflect the opinion of HSBC Group, PLC, its affiliates, officers, or directors.
References to any products or services are not intended to be an endorsement of products or services by HSBC Group or any of its affiliates. HSBC has no material relationship with the manufacturer of any product or service discussed.
This document is for information purposes only. The material contained is not and should not be construed as an offer to sell or solicitation of an offer to purchase or subscribe for any investment or service. Investing entails risks, including possible loss of principal.
Any forecast, projection or target contained in this presentation is indicative only and is not guaranteed in any way. HSBC accepts no liability for any failure to meet such forecasts, projection or target.
¹Offer(s) valid when you begin a new personal Premier relationship in the United States funded in new money from January 10, 2011 to March 4, 2011. To qualify for HSBC Premier status, you need to open a Premier Checking Account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal Premier relationship, but these balances cannot be used to meet the new money requirements. With a minimum qualifying balance of $100,000, select your choice of a $500 Apple® Gift Card or a $500 Amazon.com Gift Card. With an initial qualifying balance of $50,000 or more, select your choice of an Apple® iPod Touch or a $200 Amazon.com® Gift Card. Offer(s) not valid for Insurance Products, which includes Annuities, or for existing HSBC Premier Clients regardless of what other non-Premier Accounts they have or how they are listed on account titles. New money is defined as funds or positions not previously held by any member of the HSBC Group over the past six consecutive months. For qualifying customers upgrading to Premier, new money must be in addition to existing deposit and investment balances as of the close of business on January 7, 2011 ("Existing Balances"). Premier relationship in the U.S. must remain open; new money and Existing Balances must remain on deposit for a minimum of six months or the value of gift will be deducted from account proceeds if time requirement has not been met. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement. The Annual Percentage Yield (APY) and balance for a Premier Checking Account which is accurate as of January 10, 2011 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. Qualified Premier Clients will be notified via mail within 90 days of account opening; notification will include instructions for redeeming gift of choice. Eligibility requirements may apply for some gift choices. Limit one gift per eligible new Premier relationship. This offer cannot be combined with any other offers or promotions, is nontransferable, good while supplies last. Any gift not chosen by May 31, 2011 will be forfeited. The cost of the gift will be reported on IRS Form 1099.
Apple® is a trademark of Apple Inc. Amazon.com is a trademark of Amazon.com, Inc. Apple Inc and Amazon.com, Inc are not participants or sponsors of this promotion. Apple®, iPod®, Mac® are registered trademarks of Apple Inc. All rights reserved. HSBC reserves the right to substitute gift card offers without notification.
^*Amazon.com is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon.com logo, and the Amazon Gift Cards logo are trademarks of Amazon.com, Inc. or its affiliates. Amazon.com Gift Cards ("GCs") may be used only for purchases of eligible goods on Amazon.com or its affiliated website Endless.com. GCs cannot be redeemed for purchases of gift cards. Except as required by law, GCs cannot be reloaded, resold, transferred for value, redeemed for cash, or applied to any other account. See www.amazon.com/gc-legal for complete terms and conditions. GCs are issued and ©2010 by ACI Gift Cards, Inc., a Washington corporation.
²Securities and Annuity products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. In California, HSBC Securities (USA) Inc., conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. Securities and Annuity Products are: Not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and are subject to investment risk, including possible loss of principal invested. All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.